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Office of Financial Aid

The Office of Financial Aid administers financial aid from federal, state, institutional, and private resources according to the Federal guidelines provided by the U.S. Department of Education. The university works with students and families in determining available funds to help meet the cost of education at the University of Saint Francis.

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Paying for College

Monthly Payment Plan

Administered by Tuition Management Systems (TMS)

The university offers deferred payment plans through a reputable, private firm. Any student may arrange for a budgeted payment plan through the program in order to avoid a large cash outlay at the beginning of each semester. Information on the payment plan is sent to all students early in the summer. Contact the Business Office at 260-399-8004 for more details or apply online at www.afford.com/sf.

PLUS Loans

The Federal Grad PLUS Loan and the Federal Parent PLUS Loan are fixed interest rate education loans which allow graduate students or parents of undergraduate students to borrow up to the full cost of attendance less any financial aid already awarded.

Alternative Loans

Alternative loans are private, credit based loans that offer students an additional way to pay for the cost of education. Interest rates are based on both the credit-worthiness of the borrower/co-borrower and upon market variables.

We recommend that students consider alternative loans only after they have exhausted all federal loan options.

These options are available to pay the balance after all other aid is taken into consideration. You may take advantage of one or a combination of the above options.

Employer Educational Assistance Program 

This program allows a student to defer payment of reimbursable tuition and fees for up to 15 days after the end of each course.  Eligible employers include those of the student, their parent, or spouse.  Any balance in excess of the reimbursed amount should be remitted by the published due date.    

In order to qualify for the program, students must submit a payment agreement form and proof of an employer’s intent to reimburse for tuition and fees, prior to the published due date.  The form and guidelines for this program can be found on My Cougar Connection (MCC).  To complete this form log on to MCC, select the Student’s tab, then the Student Finances link.  The Employer Assistance Form is located at the bottom of the page.  Please contact the Business Office at (260) 399-8004(260) 399-8004 or by e-mail at BUSOFC@sf.edu with any inquiries.